Investment
Strategies
At Commander Formico Investments, our strategy is simple: invest in people, purpose, and potential. We don’t chase trends—we build long-term value through thoughtful, community-driven investments that are built to last. Whether you're a business owner, partner, or investor, our approach is designed to meet real needs, solve real problems, and create real opportunities.
What We Invest In
Our diversified portfolio reflects our belief in balanced, hands-on growth. We specialize in:
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Local Business Development
Supporting startups and scaling businesses with mentorship, capital, and operational guidance. -
Real Estate & Hospitality
Investing in meaningful projects that enhance the Key West experience—from boutique hotels to high-traffic commercial spaces. -
Marine & Waterfront Ventures
Leveraging our deep ties to the water and tourism economy to support sustainable waterfront operations and experiences. -
Community-Focused Enterprises
We back businesses that bring value to locals and visitors alike—creating jobs, improving quality of life, and strengthening neighborhoods.
Why Partner With Us?
Unlike traditional investment firms, we’re on the ground and in the game. We work side-by-side with our partners to connect the right people, resources, and ideas. Our hands-on approach, deep local knowledge, and network of collaborators allow us to move quickly, solve problems creatively, and build strong, sustainable operations.
We're not just investors—we’re mentors, operators, and advocates. We build partnerships rooted in trust, transparency, and shared success.
Built to Serve
Everything we do is guided by a simple question:
“How can this make our community better?”
From business turnarounds to new launches, we help bring ideas to life and remove the barriers to growth. Our strategies are designed to make entrepreneurship more accessible, ownership more achievable, and growth more meaningful.
Let’s Build Something Together
If you’re ready to grow your business, invest in the future of Key West, or connect with like-minded leaders, we’d love to hear from you.
Commander Formico Investments—Where purpose meets profit, and partnerships build the future.
Middle Market
Direct Landing
At Commander Formico Investments, our Middle Market Direct Lending strategy provides tailored financing solutions to growing businesses that are often overlooked by traditional banks. We partner directly with entrepreneurs and business owners to offer flexible, relationship-based capital—designed to support expansion, acquisitions, equipment upgrades, and working capital needs. By focusing on the unique challenges and opportunities of middle market companies, we help unlock growth while maintaining alignment with owners' long-term visions. Our approach is fast, flexible, and personal—because we believe funding should feel like a partnership, not a transaction.
Corporate
Credit
Our Corporate Credit strategy at Commander Formico Investments focuses on providing smart, structured credit solutions to established companies seeking capital for growth, restructuring, or strategic initiatives. We offer customized lending packages that align with a company’s cash flow, assets, and long-term objectives—delivering both flexibility and reliability. By combining disciplined underwriting with a deep understanding of operational realities, we support businesses in navigating transitions, seizing market opportunities, and strengthening their financial position. Our goal is simple: to be a trusted capital partner that helps companies move forward with confidence.
Private Equity
At Commander Formico Investments, our Private Equity strategy is centered around investing in high-potential businesses with strong fundamentals and untapped growth opportunities. We partner with passionate founders and experienced operators to provide not just capital, but strategic guidance, operational support, and long-term vision. Whether it’s scaling a family-owned business, revitalizing an underperforming asset, or accelerating a startup with strong local roots, we bring hands-on experience and a commitment to shared success. Our approach is personal, purposeful, and always focused on creating lasting value for our partners, our investors, and the communities we serve.
Real Estate
At Commander Formico Investments, our Real Estate Investment strategy is grounded in identifying properties with long-term potential and community impact. From commercial developments and hospitality assets to mixed-use spaces and strategic residential holdings, we invest in projects that enhance the character, economy, and livability of the areas we serve, especially in our hometown of Key West. We focus on value-add opportunities, adaptive reuse, and high-traffic locations that align with local demand. Our approach blends market insight, creative vision, and responsible development to build assets that deliver strong returns while enriching the communities around them.
Distress Capital
Investment
Use this space to promote the business, its products or its services. Help peoAt Commander Formico Investments, our Distress Capital strategy is focused on identifying undervalued or underperforming businesses and assets that are facing financial or operational challenges, but have strong potential for recovery and growth. We provide the capital, experience, and hands-on support needed to stabilize, restructure, and revitalize these opportunities. Whether it's a struggling business in need of a turnaround or a property with unrealized value, we approach each investment with strategic insight and a long-term commitment. Our goal is to transform distress into strength, creating renewed value for owners, investors, and the surrounding community.ple become familiar with the business and its offerings, creating a sense of connection and trust. Focus on what makes the business unique and how users can benefit from choosing it.
Strategic
Partnerships
At Commander Formico Investments, we believe that strategic partnerships are the foundation of lasting success. We actively seek to collaborate with like-minded entrepreneurs, operators, investors, and community leaders who share our vision for growth, innovation, and impact. Our partnerships go beyond capital, we bring operational insight, local market knowledge, and a commitment to shared goals. By aligning strengths and resources, we create synergies that unlock new opportunities and drive meaningful results. Whether launching a new venture or scaling an existing one, we view every partnership as a chance to build something greater—together.